Our Wealth Advisory Services process – Getting Started and Onward!

Ready to Begin? Let’s go.

Once we have a clear understanding of your goals, we’ll factor in your time horizon and risk tolerance to provide you with the very best, unbiased advice for your situation. Your investment accounts held with our recommended independent custodian, Fidelity Investments® will be opened. Then, we’ll proactively manage those assets, communicate progress, rebalance as needed and work your plan.  We stand ready to respond and adapt as life presents its ups, downs and opportunities.   

Onward! Ongoing, proactive monitoring and management

As a fiduciary, it is our responsibility to proactively monitor, manage and adjust your investments so as to provide timely, unbiased advice - always with your best interests at the forefront of what we do.  The goal – to keep your investment strategy in line with your overall financial goals.  You can have peace of mind in our consistently providing:

  • Ongoing research of underlying investments - specifically we are looking for low cost options that provide top tier category returns over the long term.
  • Risk management approach - utilizing strategies such as dollar-cost-averaging and ongoing rebalancing to mitigate risk.
  • Performance reporting - transparent performance reporting that shows portfolio returns net of fees.
  • Disciplined investment approach - your asset allocation strategy is tied to your specific financial planning goals. We do not try to time the market, but rather help keep you on track and focused towards achieving your long-term objectives.

Wealth Advisory Services – Fee-Only

As we are a Fee-Only firm, our clients can have confidence that their best interests are at the heart of our independent, unbiased advice.

Our Fee-Only structure is based on your assets held under our firm's management held by our recommended independent custodian, Fidelity Investments®. We’re paid by our clients – solely – not by any institution, brokerage firm, investment managers, corporation, or bank.

As we begin our engagement, we’ll need to gather information about your goals and your assets, provide initial advice and planning, establish your accounts, and set you up online with our recommended custodian, Fidelity Investments®. You are unique, and your plan is personalized to reflect your goals.

As a Fee-Only firm, we are compensated by our clients to provide unbiased advice and actively manage investments. The fee schedule applied is dependent upon the total amount of Assets Under Management (AUM) with Washington Wealth Advisors and held by our recommended custodian, Fidelity Investment®.  Our established fee schedules are outlined below.

Greater than $500,000 Managed by Washington Wealth Advisors

Onboarding Set-Up fee — This One-Time fee covers all that it entails to get you set up and on your path towards achieving your goals. The range for this flat fee is $1,000 to $7,000 and charged at the onset of our engagement.

Assets Under Management (AUM) fee — Our Wealth Advisory Services fee is based upon a percentage of the market value of your assets under our management and held by our recommended custodian, Fidelity Investments®. This AUM fee is prorated and paid monthly, in arrears, based upon the average daily balance of the assets during the month. The range of this fee is 0.5% to 1.25% and automatically deducted from the account you designate.

Less than $500,000 Managed by Washington Wealth Advisors

While we traditionally work with those having over $500,000 in Assets Under Management (AUM), we are motivated to support those building their wealth and in need of a trusted financial partner! 

We have no minimum Assets Under Management (AUM) requirement, however clients should expect to pay a minimum of $5,000 per year in fees for our Wealth Advisory Services provided by a dedicated Certified Financial Planner® and client support team.  We work with you every step of the way to get you onboarded and set up towards achieving your goals.

Once onboarded, as a client with less than $500,000 in assets under our management, annual fees are a combination of the Assets Under Management (AUM) fee plus the Ongoing Financial Planning fee.  The details of our fee schedule are outlined below.

Onboarding Set-Up fee — This One-Time fee covers all that it entails to get you set up and on your path towards achieving your goals. The range for this flat fee is $1,000 to $7,000 and charged at the onset of our engagement.

Ongoing Financial Planning fee — This flat fee applies in the second year of our engagement and each following year until the total amount of Assets Under Management (AUM) reaches $500,000. The range for this annual flat fee is $1,000 to $5,600. 

Note: Once the threshold of $500,000 in AUM is reached, clients are no longer charged the Ongoing Financial Planning fee and only charged the Assets Under Management (AUM) fee. 

Assets Under Management (AUM) fee — Our Wealth Advisory Services fee is based upon a percentage of the market value of your assets under our management and held by our recommended custodian, Fidelity Investments®. This AUM fee is prorated and paid monthly, in arrears, based upon the average daily balance of the assets during the month. The range of this fee is 0.5% to 1.25% and automatically deducted from the account you designate.