By Maura C. Schauss, CFP® and Todd I. Youngdahl, CFP®
When it comes to retirement, there seems to be a never-ending checklist of tasks to complete in order to prepare yourself for this major milestone. You need to save enough to maintain your lifestyle, create a withdrawal strategy, work to minimize your taxes, and claim your Social Security benefits. But there’s one other critical piece of retirement planning to prepare for: signing up for Medicare. And with healthcare being one of the top five expenses in retirement, your Medicare choices are some of the most important decisions you will make.